???? SLAY THE DTI WITH THIS SPOOKY HORROR EDIT ????

Are you drained of that chilling debt-to-income ratio (DTI) weighing you down? Prepare to conquer your finances with this macabre horror-themed edit! This isn't your average budget spreadsheet; we're talking spectral visuals and bloodcurdling insights that will have you chanting for more. Let's invoke the power of fear to finally escape your DTI!